APSmash Terms of Service

1. Terms

By accessing the website at https://apsmash.com you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on APSmash's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on APSmash's website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by APSmash at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on APSmash's website are provided on an 'as is' basis. APSmash makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, APSmash does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall APSmash or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on APSmash's website, even if APSmash or a APSmash authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on APSmash's website could include technical, typographical, or photographic errors. APSmash does not warrant that any of the materials on its website are accurate, complete or current. APSmash may make changes to the materials contained on its website at any time without notice. However APSmash does not make any commitment to update the materials.

6. Links

APSmash has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by APSmash of the site. Use of any such linked website is at the user's own risk.

7. Modifications

APSmash may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Merchant Accounts

APSmash uses merchant accounts for processing payments via ACH. APSmash reserves the right to use a 3rd prty provider as a partner for processing the payments. By clicking on “Pay Now” button in the APSmash application, you authorize your business or entity to initiate an electronic single debit entry from the associated/indicated bank account for that specific invoice/invoice amount. Transactions submitted after 5:00 PM Eastern Standard Time, will have an effective date of no sooner than the next business-banking day and will show as a withdrawal on that date. If you wish to revoke the authorization, and/or revoke any payment, or the amount withdrawn from the account is different than the amount authorized for that invoice, you may email the customer support of APSmash to help resolve the issue immediately. Furthermore, you assert that you are the owner or an authorized signer of the bank account that is associated with your customer profile.

8.1 Prohibited Businesses

The following list identifies the types of Businesses, Products, and Services that have been identified as Prohibited (unacceptable) by APSmash specifically w/r to ACH Processing:

  1. Adult Content
  2. CBD or Cannabis Extracts
  3. Crypto Currency
  4. Discount Medical Plans
  5. Door-to-Door Sales
  6. Drug Paraphernalia
  7. Escort Services
  8. Fantasy Sports
  9. Firearms/Ammunition/Accessories
  10. Human Growth Hormones
  11. Imitation and Replica Products
  12. International Businesses
  13. Internet Gambling
  14. Internet Pawn Shops
  15. Internet Pharmacies (Foreign Domicile)
  16. Investment Opportunities
  17. Live Video Chat
  18. Lottery or Raffles
  19. Medical Marijuana
  20. Negative Option Billing
  21. Online Tobacco Sales
  22. Outbound Telemarketing
  23. Pari-Mutuel
  24. Sexual Enhancement Supplements
  25. Student Loan Debt Relief
  26. Student Loan Document Prep
  27. Syndication
  28. Sweepstakes
  29. Tech Support
  30. Tribal Lenders

8.2 Payment Services/Pay-Now Terms of Service

Payment Services terms are specified here

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Virginia and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.